Secure health & life insurance coverage
We help you choose insurance policies that work with your budget and tax plan — not against it.
Insurance decisions shouldn't create tax surprises
We expanded into insurance services after witnessing how insurance decisions made in isolation create unnecessary tax consequences for our clients:
For self-employed professionals
- Health insurance subsidy repayments due to income miscalculations
- Missed deduction opportunities for self-employed individuals
- S-Corp owners are paying unnecessary taxes on health premiums
- Life insurance purchases that don’t align with budget, coverage needs, or wealth-building goals
The Waldman Accounting difference? Your insurance advisor is also your tax professional.
After leaving a job and moving to marketplace insurance, I found it confusing and frustrating to deal with agents. I didn’t feel like they fully understood what I needed and how insurance choices tied to my broader financial picture. Over the past three years, I’ve managed my own policy, added a newborn, and eventually moved my whole family onto a plan. I often had to research options myself because agents didn’t fully understand my needs—especially how insurance connects with taxes and reporting. Through that experience, I realized an opportunity to help others facing the same challenges. – Kristina, Office Manager, Waldman Accounting, and Licensed Health & Life Insurance Agent
Shopping for health insurance
For self-employed professionals
- Marketplace plan analysis with accurate subsidy calculations
- Network and prescription coverage comparisons
- Life event reporting to prevent repayment surprises
For self-employed & business owners
- Deduction optimization strategies
- S-Corp compliance for 2% shareholders
- HSA eligibility and contribution planning
For small businesses
- Group health insurance (including SHOP)
- ICHRA and QSEHRA implementation
- Benefits design that fits your budget and goals
Financial protection with life insurance
Term life insurance
- Robust coverage at budget-friendly rates
- Protection for specific time periods (10-30 years)
- Conversion options for changing needs
Permanent life insurance
- Lifetime coverage with cash value potential
- Advanced wealth transfer strategies
- Tax-efficient funding approaches
Annuities
- Fixed & indexed: Principal protection and defined growth
- Income annuities: Assets become predictable income streams.
Why choose Waldman Accounting for insurance
We already know your financial picture
Skip lengthy applications and get accurate quotes faster. For existing clients, we can use the secure information we already maintain (with your permission) to streamline the process.
Tax implications are built into every recommendation
From premium deductions to HSA strategies, we ensure your insurance choices support your overall tax plan.
Transparency over sales pressure
We outline the pros, cons, costs, and tax implications of every option, enabling you to make highly informed insurance decisions.
Ongoing coordination
Renewals, life changes, and tax season—we handle it all with the same team that knows your complete financial picture.
Smooth handoff into tax season
If you enjoy working with us, it’s easy to roll into tax time—just update us on any life or income changes, and we’ll align your benefits with your tax plan.
Buying insurance through Waldman Accounting
Current clients
- Quick discovery – Share your goals and budget via Zoom
- Fast quotes – We gather competitive options efficiently
- Clear comparisons – See costs, benefits, and tax implications side-by-side
- Seamless setup – We handle applications and ongoing coordination
New clients
- Secure information sharing – Encrypted link, no email attachments
- Professional quote analysis – We do the legwork across carriers
- Zoom consultation – Convenient scheduling, clear explanations
- Seamless setup – We handle applications and ongoing coordination
Service areas
- Florida: Currently licensed and ready to serve you.
- Most other states: We can typically get licensed quickly. We’ll confirm availability and timing upfront. We don’t currently serve New York or California due to regulatory complexity.
Ready to explore your options?
Whether you’re shopping for life insurance to help financially protect your family or want to explore available health insurance options, we’re here to help you navigate those decisions in a way that aligns with your budget, needs and long-term tax planning.
Contact us today to schedule your free insurance consultation: info@waldmanaccounting.com
The latest from our Knowledge Base
Contact
Talk to our experts
954-347-9647
info@waldmanaccounting.com
Address
Ft. Lauderdale, Florida